{"id":2704,"date":"2020-09-21T13:15:41","date_gmt":"2020-09-21T13:15:41","guid":{"rendered":"http:\/\/www.segurosgoiena.com\/albisteak\/cuando-cambiar-de-seguro-a-todo-riesgo-a-terceros\/"},"modified":"2020-09-21T13:56:35","modified_gmt":"2020-09-21T13:56:35","slug":"cuando-cambiar-de-seguro-a-todo-riesgo-a-terceros","status":"publish","type":"post","link":"https:\/\/www.segurosgoiena.com\/eu\/albisteak\/cuando-cambiar-de-seguro-a-todo-riesgo-a-terceros\/","title":{"rendered":"Noiz aldatu asegurua Arrisku Orotatik Hirugarrenetara?"},"content":{"rendered":"\n<p>Gutako bakoitzak bere ibilgailuarentzat nahi duen babes-maila bere gain hartzeko prest dagoen arrisku-motari buruz erabaki behar du. Hala ere, badira aseguramendu-mota eta aldaketa-unea baloratzen lagun dezaketen faktore inportanteak:\u00a0<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Aitzinasuna<\/strong>. Arrisku Orotako modalitatean, aseguru-etxeek norberaren kalte-ordaina bigarren edo hirugarren urtera ibilgailua berriaren (%100) balioa \u00a0bermatzen dute. Seigarren urtetik aurrera (<em>OCU<\/em>ren datuen arabera) ibilgailuaren balio-galera handia da ezbehar baten indemnizazioan. Hamar urtetik aurrera ibilgailu batek (%75-85) arteko gal dezake markaren edo modeloaren arabera; beraz, balioa minimoa da.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Erabilera<\/strong>. Istripu bat gertatzeko arriskuaren probabilitatea beste faktore bat da; zenbat eta gehigago erabili kotxea, orduan eta arrisku handiagoa izango du istripuak izateko; beraz, hobeto aseguraturik edukitzea komeni da<\/li><\/ul>\n\n\n\n<p>Azken urteotan autoen arloan aseguru-primak (prezioak) merkatu egin dira. Honek eragin dezake antzinatasun handiko eta gehiegi erabili gabeko ibilgailuak, arrisku orotako asegurua edukitzea.\u00a0 Egoera horretan garrantzitsua da kontsumitzailea ondo aholkatuta egotea eta ezbehar osoaren aurrean jasoko duen kalte-ordaina argi edukitzea.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Gutako bakoitzak bere ibilgailuarentzat nahi duen babes-maila bere gain hartzeko prest dagoen arrisku-motari buruz erabaki behar du. Hala ere, badira aseguramendu-mota eta aldaketa-unea baloratzen lagun dezaketen faktore inportanteak:\u00a0 Aitzinasuna. Arrisku Orotako modalitatean, aseguru-etxeek norberaren kalte-ordaina bigarren edo hirugarren urtera ibilgailua berriaren (%100) balioa \u00a0bermatzen dute. Seigarren urtetik aurrera (OCUren datuen arabera) ibilgailuaren balio-galera handia da [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2702,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2,17,18],"tags":[11],"class_list":["post-2704","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-albisteak","category-enpresak","category-partikularrak","tag-goiena-correduria-de-seguros"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Noiz aldatu asegurua Arrisku Orotatik Hirugarrenetara? - Seguros Goiena<\/title>\n<meta name=\"description\" content=\"Badira aseguramendu-mota eta aldaketa-unea baloratzen lagun dezaketen faktore inportanteak\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.segurosgoiena.com\/eu\/albisteak\/cuando-cambiar-de-seguro-a-todo-riesgo-a-terceros\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Noiz aldatu asegurua Arrisku Orotatik Hirugarrenetara? 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